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Buying Tips to get you started

Magazine-Buying.jpg
Pathway to Buying Your Home

View online 
our eMag or download a PDF version.

Step through the process of buying a home. Practical information on finance, understanding the market, finding a property, what to look for when buying an established home, strata title, buying a block of land, as well as the offer, acceptance and settlement process.

Get your finances together first

It is always wise to confirm how much you can borrow before you go looking to buy your home. You should also keep in mind the additional ongoing expenses that you will need to cover when owning a home such as rates, insurance etc.  

Have a list

It is important to look around at different house styles that you can afford, if you have selected a specific suburb to live in. It can be disappointing if the house style you have in mind is not within your confirmed and approved price range. Otherwise, you may need to choose a different suburb but still consider your needs of shopping, transport, schools etc. It helps to make a list of what is essential for you in a home and what would be a bonus.

Keep cool

Often home buyers pressure themselves into buying something because they feel that they have looked for too long or that someone else may also be ready to purchase that same house. Buying a home is an important financial decision. If a property doesn't have something that you need, say an extra bedroom for your new baby, then don't buy the property. Look at why it has taken you so long to find something; you may need to reassess your criteria for choosing a home.

Buying the first home you see

Real Estate salespeople often report how they have shown a buyer dozens of homes but it is frequently the first home that the buyer saw (and really liked) that they ended up purchasing. Salespeople are skilled at understanding what it is you are looking for and will do their best to select for you those homes that most closely match your needs. Don't think that you have to see dozens of homes to be sure; if the first home you see suits you and you like it, then buy it. You may miss out if you choose to look at many homes before deciding.

Ask

Home Buyers often try to 'go it alone' and not ask real estate agents for their help. But remember, agents are there to help you find what you're looking for, they do not want to sell you something that you won't be happy with because unhappy customers are bad for business. Ask salespeople questions to get as much information as you need to buy a home.

Be sure

Overlooking potential future problems can be an issue for first time buyers who are not familiar with building construction. It is often a good idea to get a building inspection completed by a registered and qualified tradesperson, particularly if you are in doubt about any structural elements.

It's your decision

Home Buyers often feel that they need 'approval' from their parents or friends before making the final decision. Remember it is your opinion that matters most; you will be the one living there.

See clearly

Don't judge a home by the furnishings and style that are in place. Imagine your own furnishings in place to clearly picture and highlight the benefits of the good floor plan of the home.

Auctions are OK

Don't avoid homes that are for auction because you are unfamiliar with the process. Ask your salesperson to explain the auction system to you; it is a very controlled and fair process. Try going to several auctions at which you are not going to bid and be an observer. When you decide to attend an auction to bid for a house, then ask the agent to assist you. They will help you to feel comfortable with the process.

There is more than one right home

Getting attached to your dream home can be a cause of distress/frustration. You see it, you've got to have it, and then it's sold to someone else with more money. It is possible that your offer may not be accepted or that someone else may bid higher than you at the auction. The good news is there is always another home and while you may not believe it at the time, there really is another home that will suit your needs, and probably become your dream home.

If you need further assistance while looking to buy your property, please contact us.